Easy Financing

At Chatham Orthodontics, we believe high-quality orthodontic care should be accessible and affordable for every family. Dr. Barbara Fodero is committed to providing flexible financing options so patients can begin treatment with confidence and clarity. During your visit, our team will review costs, timelines, and payment options in a transparent, easy-to-understand way.

What Payment Options Are Available?

We offer several flexible payment solutions designed to fit a variety of budgets and family needs:

  • Full-payment discount for patients who choose to pay in full at the start of treatment
  • No-interest financing with a low down payment and manageable monthly payments
  • Multi-family member discounts when more than one patient in a household begins treatment
  • Automatic payment options using checking accounts or credit cards for added convenience

Our goal is to remove financial stress so you can focus on achieving a healthy, confident smile.

When Are Treatment Costs Discussed?

All treatment fees and payment options are reviewed during your complimentary orthodontic consultation. You will receive a clear explanation of recommended treatment, expected timelines, and associated costs before any treatment begins. We believe in upfront communication with no surprises.

What Is Included in the Treatment Fee?

Your orthodontic investment includes comprehensive care from start to finish, such as:

  • Diagnostic records and X-rays
  • All orthodontic appliances used during treatment
  • All scheduled orthodontic visits, including emergency appointments
  • One set of retainers provided at the completion of treatment

This all-inclusive approach ensures consistent care and support throughout your orthodontic journey.

What Is Not Included in the Treatment Fee?

While treatment fees are designed to be comprehensive, certain services are not included, such as:

  • Dental work performed outside of our orthodontic office
  • Replacement of appliances or retainers due to loss, misuse, or damage
  • Additional treatment required as a result of accidents, injuries, or unusual circumstances

If any situation arises that may affect treatment, our team will discuss it with you clearly and promptly.

What If My Insurance Does Not Cover Orthodontic Treatment?

That’s okay. Our team is experienced in working with families to find payment solutions that fit their needs, even when insurance coverage is limited or unavailable. We are committed to helping every patient access the care they need.

Our Commitment to Affordable Orthodontic Care

We take pride in offering high-quality orthodontic treatment that is both accessible and transparent. From flexible payment plans to clear communication, Chatham Orthodontics is here to support you every step of the way.

If you have questions about financing or would like to explore your options, we invite you to schedule a complimentary consultation with our team. Your smile is an investment and we’re here to help make it manageable.

Frequently Asked Questions

Choosing orthodontic treatment is an important investment, and financial questions are completely normal. Below are answers to some of the most common questions patients ask when exploring payment options at Chatham Orthodontics.

Yes. Many patients begin orthodontic treatment after making a down payment and then continue with monthly payments throughout their treatment timeline. This allows you to start care without waiting to pay the full amount upfront.

Monthly payments are typically structured to remain consistent over the course of treatment. Your treatment coordinator will explain the schedule clearly so you know what to expect each month.

If your financial situation changes during treatment, we encourage you to contact our office. Our team is happy to discuss possible adjustments and help find a solution that keeps treatment moving forward.

If a payment is missed, please reach out to our office as soon as possible. Prompt communication allows us to address the situation quickly and avoid any disruption to your care.

Yes. Financing options are available for all orthodontic treatments offered at Chatham Orthodontics, including braces and Invisalign. Our team will help you explore the best payment option for your specific treatment plan.

Schedule An Appointment

New Patients

Current Patients

Please call or text the office at (973) 701-2200 to schedule your appointment. If it is after hours and there is a dental emergency please text (973) 701-2200 and someone will get with you shortly.